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 | | CREDIT CRUNCH | | | | | |  | | Do's and dont's for first time home buyers | | | | | |  | | Fixer upper | | | | | |  | | Mortgage features | | | | | |  | | Tips for buyers | | | | | |  | | STAGING… FOR A FASTER SALE AND HIGHER PRICE | | | | | | | | 8 Big time mistakes buyers make | |
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CREDIT CRUNCH |
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CREDIT CRUNCH |
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| Credit crunch squeezes mortgage seekers
While the majority of Canadian financial gurus continue to maintain that Canada will not experience the same economic meltdown as the United States, the global credit crisis is most certainly having an impact here. Just ask anyone looking to find mortgage financing. It seems the days of easy credit are over as financial institutions tighten up on lending policies. |
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Do's and dont's for first time home buyers |
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Do's and dont's for first time home buyers |
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| First-Time Homebuyers' Dos and Don'tsBy Kendra ToddNovember 9, 2006 Welcome back to maybe a buyer's market. It's been a while since the folks with the mortgage approvals burning a hole in their pockets were in charge of the real estate scene. We've seen prices skyrocket beyond all common sense and the rules for many buyers change. |
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Fixer upper |
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Fixer upper |
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| How Much is Too Much to Fix up Your House?
As with any resale product, the person trying to sell said product will usually try to make the product look as new as possible to ensure the highest profit available. In reviewing many of the homes on the market today, however, some sellers don't get that notion. Don't make the mistake of the seller who, knowing full well that buyers were coming by, not only failed to do a fresh clean up, but also left his underwear on the exercise bike, a pan of crusty macaroni and cheese on the stove and debris throughout the yard. |
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Mortgage features |
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Mortgage features |
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| Mortgage features Dont only look at the interest rate of a Mortgage, you should also look out for these features.Prepayment
You should ensure that you have some form of prepayment clause in your mortgage that will allow you to pay down your mortgage with a lump sum or extra payments without penalty.
Portability
This allows you to transfer the terms and conditions of your existing mortgage to your new home. |
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Tips for buyers |
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Tips for buyers |
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| Bi-weekly and weekly payments Most mortgages have the option to allow payments to be made on a weekly or bi-weekly basis. This option may be desirable for two reasons. The first is it can save you money as you can expect to pay off your mortgage about 4 years sooner. |
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STAGING… FOR A FASTER SALE AND HIGHER PRICE |
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STAGING… FOR A FASTER SALE AND HIGHER PRICE |
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| There are many television shows today that focus on home staging. If you have not watched any, do yourself a favor and tune in. They all say the same thing: do not even consider putting your house on the market until you have taken a close look at its condition. |
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8 Big time mistakes buyers make |
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8 Big time mistakes buyers make |
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| 8 BIG TIME MistakesThat cost you money when buying your home.#1 Failing to use the services of an experienced REALTOR. Many times buyers avoid using the services of a REALTOR under the mistaken belief that it costs them money - or that they will be able to negotiate a better deal directly with the seller or seller's agent. |
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| Johnson Associates Real Estate Ltd., Brokerage | |
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| 7 Kennedy Rd, Georgetown |
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| 7 Kennedy Rd, Georgetown |
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| 7 Kennedy Rd, Georgetown |
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| 7 Kennedy Rd, Georgetown |
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| 23 Mckinnon Ave, Georgetown |
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| 23 Mckinnon Ave, Georgetown |
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| 23 Mckinnon Ave, Georgetown |
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| 23 Mckinnon Ave, Georgetown |
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